Tag Archives: Credit Score

Is it safe to rely on Debt Settlement Program to free from one's credit card debts? How about credit score?

I recently heard on radio about a debt free program. They officially negotiate on your behalf with the credit card companies. What may be the Cons? Is it safe to rely on Debt Settlement Program to free from one's credit card debts? How may it affect one's credit score?Do not fall for these debt consolidation … Continue reading

My bankruptcy was discharged 2 years ago. How do I get one of those higher credit limit cards?

Michelle M asked: I have four credit cards now which are all in good standing with those tiny credit limits of $200-$300. They give me credit line increases once per year of only $100 (big deal). I’m not trying to spend more money but improve my score by having higher limits, not necessarily using it. … Continue reading